TD Minimum Chequing Account

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TD Mobile Deposit

Deposit cheques as soon as you receive them so you can spend more time doing the things you want 7 . Learn more.

Direct Deposit

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Overdraft Protection

Never worry, you're covered against temporary cash shortages. 8 Learn more.

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Automatically help grow your savings every time you use your TD Access Card. Learn more.

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Additional Account Details & Terms Information

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1 You pay no monthly fee if you are:

2 For more information about transactions and a complete list of account fees, click here for Account and Other Related Service Fees. For information on our general services, please view our General List of Services.

3 Full-serve transactions are transactions completed in a TD branch or through EasyLine Telephone banking.

4 Proof of eligibility is required: government letter confirming GIS eligibility; and proof of beneficiary status on an RDSP.

5 Additional Transaction Fee may also apply.

6 You may pay a fee to the ATM provider, and for foreign currency withdrawals at an ATM outside of Canada you will pay the foreign exchange related fee.

7 Cheques must be drawn on a Canadian financial institution. Cheques payable in Canadian currency must be deposited to an eligible Canadian dollar account and cheques payable in U.S. currency must be deposited to an eligible U.S. dollar account.

8 Subject to approval. All overdrafts must be paid within 89 days, are subject to an interest rate of 21% per annum (subject to change) on the overdrawn amount, and that subsequent deposits to your account will automatically be applied to pay off the overdraft. Overdraft interest rate is subject to change.

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